MANAGEMENT CONSULTANCY

As Commercial Loan Brokers / Advisors, we specialize in assisting business owners and investors connect with loans for commercial uses.

We are well-versed in every aspect of commercial finance being bankers, commodities specialists, seasoned credit approvers, etc, we are in a position to provide a business owner with guidance on how to get a business loan.

Additionally, we have access to a large network of commercial lenders for appropriate financing of their business requirements. Based on our experience in the financing of various types of transactions be it projects, commodities finance, short term revolving facilities, bridge financing, and equity bridges, etc, we are able to negotiate rates and terms of loans that ensure the client gets the best rates possible. We are therefore positioned to render effectively the following services:

• Best Financing Option: No business owner wants to overpay for a loan because they fail to properly-inform themselves of their options. We help the business owner understand all different funding options, and help steer the business owner to the best financing option that will help their business grow short, medium, and long-term. 
• Access To Lenders: there are thousands upon thousands of lenders available that are willing to provide businesses with financing. but simply going from lender to lender, seeking the right type of loan for your company or commercial investment is not only time consuming, but you are also not guaranteed to have success in finding the right lender. We have the connections within many lending institutions, finance houses, and high net worth individuals that can streamline the approval and underwriting process and help you get a loan as quickly as practicable.
• Negotiate: Once you find a lender that is willing to loan to your company, you will then need to negotiate fees and costs related to the loan. While many lenders feel businesses must just accept their terms, there is the need to push back on the rates and fees to ensure that you are paying the lowest rates available without having to pay excessive costs and fees. Here is where we matter most.

Assisting companies in arranging bank financing given our intimate knowledge of banks credit approval process and requirements and institution through which we can help our clients arrange to finance all forms of banking products such as:

• Working Capital.
• Letters of Credit.
• Guarantees of Bonds.
• Term Loans for the financing of short term and long-term projects such as factory expansion, office expansion, financing of equipment for rentals, and vehicle finance.
• Selection of most suitable bank for specific companies.
• Structuring of facilities to suit banks' requirements/expectations.
• Negotiation of banking facilities, terms and conditions, and achieving closure.
• Restructuring of debts in difficult situations.
• Review of interest rates, charges, covenants, and terms & conditions periodically to ensure our clients are getting the best options available in the market.
• Project Finance structuring and negotiation with banks on behalf of our clients.
• Debt Advisory provides consultancy for corporates clients with the needs of borrowing but lacking bank support. Debt Advisory guides and trains the client in managing their borrowing in terms of cost, amount, and terms & conditions and credit status with banks.

The company will provide cost-saving solutions to its target clients that will reduce the cost of import/export financing. This will be achieved through obtaining financing from international banks (both Conventional & Islamic) with which the sponsors are associated for years at very competitive rates. Most of these deals will however need to be backed by Letters of Credit from reputable banks.

Growing companies need timely planning/support. The establishment will help them achieve their business plans by providing practical advice and training on a number of key aspects of the business. We will provide our clients with specific and practical advice on the following:

• Credit Risk Analysis and Management
• Corporate Credit Training for bank staff in Corporate and Project Finance lending units.
• Preparation of Job Descriptions and KPIs for key personnel in the Credit and Risk Groups.
• Restructuring and negotiation of debts with banks and finance companies on behalf of our clients.
• Edit a business plan and guide clients in providing packages for the purposes of financing growth, and/or other advisory services.